myrskyyn.
http://www.nytimes.com/2008/03/22/business/worldbusiness/22debt.html?_r=1&ex=1363924800&en=0e219dbe6b4b313d&ei=5089&partner=rssyahoo&emc=rss&oref=slogin
“It was so easy to get the loans and the credit that you almost think the goods are a gift from the shop,” she said. “You don’t fully realize that it’s real money you are spending until you actually sit down and consolidate your bills and then it’s a shock.”
“The general mantra is spend now, think later,” said Jason Butler, an adviser at Bloomsbury Financial Planning.
The housing boom automatically made people feel richer than they actually were and people went on to use the equity locked up in their property almost as a bank account they can dip into every time they want to buy a new car,” Ms. Bingham said.
“It’s all good as long as the economy is doing well, but if that changes people will really get caught short,” he added.
And things are changing.
http://www.nytimes.com/2008/03/22/business/worldbusiness/22debt.html?_r=1&ex=1363924800&en=0e219dbe6b4b313d&ei=5089&partner=rssyahoo&emc=rss&oref=slogin
“It was so easy to get the loans and the credit that you almost think the goods are a gift from the shop,” she said. “You don’t fully realize that it’s real money you are spending until you actually sit down and consolidate your bills and then it’s a shock.”
“The general mantra is spend now, think later,” said Jason Butler, an adviser at Bloomsbury Financial Planning.
The housing boom automatically made people feel richer than they actually were and people went on to use the equity locked up in their property almost as a bank account they can dip into every time they want to buy a new car,” Ms. Bingham said.
“It’s all good as long as the economy is doing well, but if that changes people will really get caught short,” he added.
And things are changing.
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