Paypal kurssimuutos tietoa?

Ongelma on se kun maksan jotain Paypalin kautta ja tuote on hinnoitelty Usd valuutassa,Suomessa pankkitililläni veloitus näkyy liian suurena.Paypal ilmeisesti tekee itse kurssimuutoksen,mutta miksi minun paypal tilillä ei ole vaihtoehtoa että pankki tekee itse muutoksen?

Mastercard Debit kortti on rekisteröity paypaliin.Mistä voin valita että kurssimuutos tehdään pankin kurssilla?

Financial Information sarakkeen alla on vain

Credit/Debit Cards
Bank Accounts
Currency Balances
Gifts and Discounts
My preapproved payments
My Checkout Settings



Paypal oma laskuri näyttää 1 Euro = 1,33 USD (joka on väärä kurssi)
1 Euro = 1,36 Pankkien kurssit tänään


Kysyin Paypalilta jä tälläinen vastaus tuli Englanniksi,mistä ei selviä minulle mitään.

We always provide currency exchange rate information on transactions
> that include a currency conversion.
>
> You can choose the currency in which to send a payment by using the
> drop-down menu on the 'Send Money' page. The drop-down will default to
> your primary currency but you may choose to send the payment in any of
> the currencies listed.
>
> The sender and the recipient do not need to hold a PayPal balance (or
> any financial information) in the currency of the payment.
>
> * If your PayPal balance(s) do not cover the full amount of your
> payment, and you hold a credit card denominated in the currency of the
> payment, that credit card will be charged for the remainder of the
> payment
> * If your PayPal balance(s) do not cover the full amount of your
> payment, and you do not hold a credit card denominated in the currency
> of the payment, but you do hold a credit card denominated in one of the
> currencies supported by the Multiple Currencies feature, your credit
> card will be charged in that currency
> * If your PayPal balance(s) do not cover the full amount of your
> payment, and you neither hold a credit card denominated in the currency
> of the payment nor in any of the currencies supported by the Multiple
> Currencies feature, your credit card will be charged in the currency of
> your payment
>
> To view the PayPal supported currencies and learn more about Multiple
> Currencies, click https://www.paypal.com/multicurrency.
>
> Please note that when your transaction involves a currency conversion,
> PayPal provides you with a choice of whether PayPal does the currency
> conversion or the credit card associations' do the currency conversion
> for your transactions.
>
> * If PayPal performs your currency conversion, we disclose the
> conversion rate to you at the time of the transaction. If you choose not
> to use the MasterCard and Visa currency conversion process, you will
> have no recourse against MasterCard and Visa with respect to any matter
> related to the conversion
>
> * If you choose to use the credit card association's currency
> conversion procedures, PayPal is not able to disclose the conversion to
> you. Your card issuer will determine the foreign exchange rate to apply
> to the transaction, and you will not be informed of the foreign exchange
> rate or any additional foreign exchange fees applied until you are
> billed by your card issuer



Jos sinulla on Paypal tili ja Debit kortti mastercard tai Visa rekisteröity,onko sinulla mahdollisuus valita kuka tekee muutoksen?